ICA for insurance

The core keeps deciding.
ICA proves what the agent did.

Underwriting and claims agents reach into the systems that decide. ICA intercepts each action before it completes, names who authorized it, holds what needs a person, and seals a record the examiner reads without the vendor.

Request a briefing Verify the proof yourself

What did an AI agent do on 2 October 2026 at 03:09:35 UTC?

Signed ICA receipt · production Checking with ICA

Agent: NVIDIA Nemotron Nano 12B v2 · IN_TRAINING
Asked: DELETE httpbin.org/delete
Class: irreversible
Decision: DENY
Reason: no signed scope contract on record; fail closed
Signed: 2026-10-02 03:09:35 UTC · ed25519

This page asks ICA's public verifier about this exact receipt as it loads. Open the raw check

The record your reviewer asks for

What the reviewer asks for, and what ICA hands them.

Insurers

State department of insurance, unfair practice, NIST where used

What the reviewer asks for: Underwriting or claims agent evidence an examiner can read.
What ICA hands them: The underwriting or claims action intercepted before it completes, who authorized it, the halt or human gate, and a record the examiner reads without the vendor.
Where to start: One book, one decision.Internal audit accepts the evidence package: yes or no.
Beside what you run: The core keeps deciding. ICA governs the agent that reaches into it and seals the proof the core never produced.

The NAIC model bulletin on insurers' use of AI is adopted in 25 states and the District of Columbia (NAIC implementation map, status as of 31 August 2026).

NAIC model bulletin adoption map · checked 3 October 2026

How ICA governs every agent action

Decide. Hold. Halt. Prove.

Decide

Before an agent acts, ICA checks the action against the agent's signed scope. It is allowed, refused, or held for a person. No scope on record means no action: ICA fails closed.

Hold

Irreversible actions wait for a named human. Approvals come only from a signed-in identity, and the rule can require a second, distinct approver.

Halt

ICA halts and quarantines a live agent, and seals the halt to the ledger before the action is stopped.

Prove

Every decision becomes a signed receipt, hash-chained, sealed into a Merkle root and timestamped. Anyone can verify it without asking ALEETH.

Proof, not promises

A real receipt. Check it yourself.

This receipt is real. On 2 October 2026 an AI agent running on NVIDIA Nemotron Nano 12B asked production ICA to delete. It had no signed scope for that, so ICA refused before the call ran. Your browser asked ICA's public verifier about this exact receipt when the page loaded.

Verify a receipt See provenance

Signed ICA receipt · production Checking with ICA

Agent: NVIDIA Nemotron Nano 12B v2 · IN_TRAINING
Asked: DELETE httpbin.org/delete
Class: irreversible
Decision: DENY
Reason: no signed scope contract on record; fail closed
Signed: 2026-10-02 03:09:35 UTC · ed25519
Anchored: root b63347a3211d · leaf 1,820 of 4,251 · 04:29:20 UTC

Receipt fingerprint · SHA-256

9f3f 7c52 9a56 df77

9370 b727 f16e 309b

0ae7 0677 77b5 3c06

847c 6a24 9378 7cc4

Fingerprint matches the receipt bodywaiting
Ed25519 signature valid against ICA's published keywaiting
Included in a signed, anchored Merkle rootwaiting

This page asks ICA's public verifier about this exact receipt as it loads. Open the raw check

AI Governance Readiness Check

Where does your AI governance actually stand?

Answer six questions. Get an indicative Control Readiness Score and the gap between policy and proof, on the spot, with no login. The paid Control Readiness Assessment confirms the score by testing.

What you get

An indicative score from 0 to 100, and the widest gaps between what your AI policy claims and what your controls can prove today. The readiness score is not an ICA certificate.

The score weighs six dimensions of control:

Authority. Is every AI action authorized at the moment it acts, not merely allowed in principle.
Enforcement. Are the limits enforced in the runtime, or only written in a policy.
Evidence. Is there a signed, independently verifiable record of what happened.
Oversight. Can a human intervene, and is that intervention itself recorded.
Provenance. Model, data, and supply-chain lineage behind each decision.
Accountability. Who answers when an autonomous agent acts, and can you prove it.

Indicative, from your profile. The paid Control Readiness Assessment confirms it by testing enforcement and evidence directly.

Other industries

Healthcare Life sciences Financial services Defense Government Critical infrastructure Communications Transportation Public companies Education Hospitality

The core keeps deciding.ICA proves what the agent did.